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Why Is Xrp Not Going Up / Why Is The Milk White? - Color Explanation - Journal How / Most of financial institutions and specifically banks, can not announce the use of xrp without regulatory clarity and crypto friendly policy. . Smartereum noted that even conservative experts were suggesting that xrp could reach up to $1,000 a coin in just a few years after 2019. Xrp is the currency that runs on a digital payment platform called ripplenet, which is on top of a distributed ledger database called xrp ledger. Generally the market is not rising because there is no great demand and adoption and the reason behind that is regulatory uncertainty. So they either follow bitcoin or do the opposite of bitcoin. This gives xrp a 20% inflation rate—much higher than rival cryptocurrencies, and has likely dampened its price. In 2017, almost every coin 100% coupled with bitcoin or ethereum. Ripple built for business when xrp was initially designed, investors had a goal in mind. Most p